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The credit-scoring giant, FICO, is laying off approximately 15% of its employees. That equates to roughly 570 jobs, based on the company’s end-September 2025 employee count of 3,811. FICO’s AI overhaul aims to streamline product launches Warnings to personnel have already begun, and here’s what employees should know.
Quick Facts
- Cut size: about 15% of staff (around 570 employees)
- Cause: integration and restructuring of AI, which includes a combination of factors.
- Unconfirmed: number of employees affected
Why Is FICO Laying Off Employees in 2026?
There are two opposing forces squaring off. Companies from coast to coast are redirecting funds to AI, and FICO’s business is being attacked – its shares have dropped approximately 58% this year, with regulators opening up mortgage credit scoring to a competitor. It’s leaner teams that are his answer.
FICO Workforce Reduction at a Glance
| Detail | What We Know |
| Staff affected | ~15% |
| Severance charge | ~$27M (Q4 fiscal 2026) |
| Completion | Q3 fiscal 2027 |
| Role-level details | Not disclosed |
What FICO Employees Should Know
If you are employed there, FICO layoffs in 2026 can impact your team, so get ready now:
- Carefully read your notice. Review severance and benefits end dates/times.
- Inquire about job opportunities within the company. Jobs with an AI twist could be expanding.
- Update your resume. Emphasise analytics, data and credit risk skills.
- Know your rights. Please refer to local rules for notice periods.
What Happens Next
This will be further clarified as the plan is implemented over the coming years until the end of 2027. The broader employment picture will rely on the speed at which the strategy for AI pays off.
FAQs
What will be the impact on FICO jobs in 2026?
An estimated 570, or 15% of the workforce as of September 2025.
Will there be severance for the affected employees?
Yes, there will be severance pay for everyone, but it will be individual.
Is the blame entirely on FICO for having to layoff people due to AI?
Not really, it’s the market and the regulations fault too.
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