EPF Interest Credited: Here’s How to Check Your PF Balance via SMS, Missed Call or Umang App

The Employees’ Provident Fund Organisation (EPFO) has issued interest on employees’ Provident Fund (PF) accounts for the financial year 2024-2025. The interest rate has remained static from last year indicating that the government is keeping faith in employee savings. The Ministry of Labour passed on the update of interest to the PF accounts as over 95% of EPF accounts have been credited the interest amount.

How Much Interest Has Been Credited?

The EPFO has credited 8.25% interest to eligible accounts. If you are a member of EPF the interest has been credited or will be reflected soon depending on your employer’s updating cycle.

How to Check Your PF Balance?

Accessing Umang App 

1. Download the Umang App via Google Play Store or the App Store.

2. Select EPFO → Employee Centric Services → View Passbook.

3. You can view your balance using UAN and OTP for the login process.

By SMS 

1. Send an SMS ‘EPFOHO UAN ENG’ to 7738299899 through the registered mobile.

2. You will receive your balance via SMS.

3. Your UAN should be linked with Aadhaar, PAN and mobile number.

Through Missed Call 

1. Dial 9966044425 to the number from your registered mobile number.

2. After the missed call, your balance details will be sent to you via SMS.

Why Is This Important?

Interest is credited on an annual basis and monitoring your balance ensures that the savings for your retirement are achieving growth. Also, demands for increasing the minimum pension payment to INR 7,500 per month are retained by the government.

Be sure to stay updated and continually check your EPF balance to be in control of your savings.